Insurance Backed Warranty

The issue of guarantee and insurance-backed warranty has long been one raised by architects, main contractors and building owners. While manufacturers provide a material-only guarantee, the installer is left to offer the client the comfort that the project will be a success and he will be there if anything goes wrong.

The industry has called for a formalised insurance-backed scheme and this is now available through the FTMRC. The FTMRC can now offer a fully underwritten insurance-backed warranty for traditional hard metal roofing and cladding installations. The scheme provides the flexibility to cover the full range of installer involvement, from the provision of full envelope build-ups to metal workmanship only.

The FTMRC’s standardised installation guarantee issued by the installer details the scope of works to be covered by the insurance-backed warranty, with the insurance premium being included in the contract value.

With the focus on specification it is envisaged that the requirement for an insurance-backed warranty will become the norm in contract documentation. With access to the scheme being available only through FTMRC members, it gives the architect and building owner the comfort of knowing that their project will be undertaken by a recognised installer of good standing, adhering to the FTMRC Guide to Practice.